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Simplified Issue Whole Life Insurance

SIWL is a complete life policy that helps cover the Final Expenses of the insurers death.

Plan Features

 More Life Products:

  • Simple, YES/NO Application
  • 72 Hour Issue
  • Extremely Competitive Rates
  • Ages 0 - 75 are eligible
  • Amounts may be issued up to $50,000
  • Premium guaranteed never to increase
  • Death benefit guaranteed never to decrease
  • Immediate Full death Benefits
  • Policy cannot be cancelled except for non-payment of premium
  • No Physical exams required
  • Benefits are paid income tax free to the beneficiary
  • Even those with minor health problems may qualify
  • Guaranteed cash values

ValueProtector 10
Protection for Life, Accident, Specific Illness, and More. 10 year renewable and convertible term life policy with Accelerated Living Benefits covering heart attack, stroke, cancer and coronary bypass surgery along with an accidental death, dismemberment and common carrier death benefits. See details.

ValuProtector AP

Asset Protection Plan -
Protection for Life, Specific illness. ValuProtector AP is a Decreasing Term Plan with Accelerated Living Benefits. It is Available for 10, 15, 20, 25, or 30 years.
See details.


Contact Us

Not all products are available in all states where we are licensed.  Some variations may occur between the same products in different states due to state laws and requirements.  All questions regarding policy terms should be directed to a licensed Provident American agent or to our Home Office at 1-800-933-9456.  

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