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A 24-Hour, World Wide Accident Expense Benefit

Accidents happen when you least expect them - at home, at work, while playing or while traveling.  While you can’t plan on them, you can plan for them - with Provident American’s 24 Hour Enhanced Accident Expense Insurance Plan. This plan provides coverage 24 hours a day, anywhere in the world - and pays in addition to workers’ compensation, Medicare and other insurance.

Enhanced Accident Plan Features

1 Unit 2 Units

Optional Benefits

Accidental  Injury Benefit $2,000 $4,000 • Accident Disability Benefit
* Pays actual charges for medical treatment incurred within 21 days     • $750 for 1 unit of monthly income
Accidental Death Benefit $50,000 $100,000 • $1,500 for 2 units of monthly income
Ground or Air Ambulance $5,000 $10,000
Daily Hospital Income Benefit $150 $300

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* Up to 30 days    


Single loss of Toe or Finger $500 $1000
Multiple loss of Toe or Finger $1000 $2000
Single loss of Hand, Arm, Foot, Leg $5,000 $10,000
Multiple loss of Hand, Arm, Foot, Leg $10,000 $20,000
Single loss of sight $5,000 $10,000
Multiple loss of sight $10,000 $20,000

• 24 Hour Coverage Worldwide
• Issue Ages 0 - 75
• Pays in addition to any other coverage
• Guaranteed renewable to age 80
• $50,000 or 100,000 of Accidental Death Benefit

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Not all products are available in all states where we are licensed.  Some variations may occur between the same products in different states due to state laws and requirements.  All questions regarding policy terms should be directed to a licensed Provident American agent or to our Home Office at 1-800-933-9456.  

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Copyright ©  2003 Provident American Insurance Company