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ACCIDENT DISABILITY INCOME PLANS
24 Hour Accident Disability Income Plan


YOU and Your Ability to Earn an Income!
Can you afford not to protect the one asset that your entire lifestyle depends on?
Think about it.......... If you had an accident and lost the ability to earn an income:
  • How much money do you and/or your family need to survive?
  • Where will that money come from?
  • Who is going to lend money to a disabled person with no income?
  • Is your current lifestyle dependent on two incomes?
  • Can you get fair market price for anything when you are forced to liquidate?

The solution.........
Protect your ability to earn an income with Provident American’s 24 Hour Accident Disability Income Plan!

Accident Disability Payment Plan Features

Pays up to 60% of gross monthly earnings

Optional Benefits

Issue Ages 18-70 A D & D Rider for $50,000
Monthly benefits of $500, $1,000, $1,500, $2,000 or $2,500 A D & D Rider for $100,000
Choice of 12 month, 24 month, 36 month or 60 month benefit periods

Get a Quote Now!

Choice of 14 or 30 day Elimination Periods

Please review the Covered Occupations lists to determine which occupation type you qualify for. This is relevant to quote generation.

 
 

Accident Disability Income Plan - Covered Occupations

Type I Acceptable Occupations
Advertising
Architects
Cartographers
Computer employees
Data entry and information processing
workers
Dispatchers
Engineering and natural sciences managers
(not in field)
Engineers
Executives
 
Financial analysts
Financial clerks
Funeral directors
Healthcare support occupations
Information and record clerks
Librarians
Life scientists
Lodging managers (office duties only)
Medical and health services managers
Office employees
Physical scientists
Production, planning and expediting clerks
Property, real estate and community
association managers
Public relations specialists
Purchasing managers, buyers and
purchasing agents
Retail employees (in store)
Science technicians
Surveyors
Teachers
Type II Acceptable Occupations
Aerospace manufacturing
Agricultural services (not in field)
Animal care and service workers
Artists
Automotive body and related repairers
Automotive service technicians and
mechanics
Brick masons, blockmasons and
stonemasons
Building cleaning and ground maintenance
Cable and other pay television services
Carpenters
Carpet, floor and tile installers and finishers
Casino employees
Cement masons, concrete finishers,
segmental pavers and terrazzo workers
Childcare workers
Clinical laboratory technologists and
technicians
Coin, vending and amusement machine
servicers and repairers
Community and social services
Construction and building inspectors
Construction equipment operators
Construction laborers
Construction managers (on site)
Correctional treatment specialists
Counselors
Dental hygienists
Designers
Diagnostic medical sonographers
Drug manufacturing
 
Drywall installers, ceiling tile installers and
tapers
Electrical and electronics installers and
repairers
Electricians
Elevator installers and repairers
EMT and paramedics
Engineering managers (in field)
Food preparation occupations
Food service managers (in production)
Glaizers
Grocery store employees
Hazardous materials removal workers
Heating, air-conditioning and refrigeration
mechanics and installers
Heavy vehicle and mobile equipment
service technicians and mechanics
Home appliance repairers
Hotel, motel and resort desk clerks
Industrial machinery installation, repair and
maintenance workers
Industrial production managers (on floor)
Insulation installers
Jewelers and precious stone and metal
workers
Line installers and repairers
Machine setters, operators and tenders
(metal and plastic)
Machinists
Material recording, scheduling, dispatching
and distributing occupations
(except postal workers)
Media and communications
Medical and dental assistants
Motor vehicle and equipment manufacturing
Natural sciences manager (in field)
Nuclear medicine technologists
Nurses
Painters and paperhangers
Pharmacy technicians
Pipe layers, plumbers, pipe fitters and
steamfitters
Plant and systems operators
Plasterers and stucco masons
Printing and publishing
Probational officers
Roofers
Sheet metal workers
Small engine mechanics
Social workers and assistants
Textile mill products
Textile, apparel and furnishings
occupations
Therapists
Tool and die makers
Truck and warehousing
Truck drivers and driver/sales workers
Woodworkers
Occupations not covered by this plan

Agricultural productions and services
Air transportation occupations
(except office workers)
Amusement and recreation services
Attorneys
Barbers
Boiler operators and boilermakers
Bus drivers
Chiropractors
Clergy
Conservation workers
Cosmetologists
Court reporters
Dentists
Entertainers and performers
Federal employees
Firemen
Fishers and fishing vessel operators
Forest workers
Highway workers
Insurance agents and financial advisors
Judges
Judicial workers
Logging workers
Mining and quarrying workers
Oil and gas extraction workers
Pharmacists
Physician assistants
Physicians
Podiatrists
Policemen
Private detectives
 
Professional sports and related occupations
Rail transportation occupations
(except office workers)
Ranchers
(in field)
Recreational therapists
Security guards
State employees
Structural and reinforcing iron and metal workers
Surgeons
Taxi drivers and chauffeurs
Water transportation occupations
Welding, soldering and brazing workers
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